US Bank Business Leverage Visa Card Review

Top benefits

Here are the benefits you get with the US Bank Business Leverage® Visa Signature® Card.

Welcome bonus

Limited-time offer: Earn $750 in rewards when you spend $7,500 on eligible purchases on the account holder's card within the first 120 days of opening your account. Compared to other offers, this is one of the larger sign-up bonuses available to business owners.

SEE MORE GREAT BONUSES: Best Sign Up Bonus Credit Cards

Up to 5% back

With the US Bank Business Leverage® Visa Signature® Card you get:

For the 2% categories, US Bank has a list of 48 spending categories that include advertising companies, freight and transportation services, and various other types of spending. Each month, you'll get 2% back in the two categories on the list where you spend the most.

Employee cards with customizable spending rules

You can add authorized employees to your account and give them their own employee credit cards. There are no extra costs for you as there is no fee for employee cards.

Additionally, you can set up customizable spending rules using employee card controls. They can control where, when and how their cards are used. Almost every business credit card offers employee cards, but it's great if you can put limits on them too.

Expense tracking

US bank cardholders have access to Spend Analysis, the credit card issuer's online reporting tool. Features include:

• Review card spending monthly, quarterly, year-to-date or annually
• View spending by total spend, categories and more
• Customize the views to suit your needs, with 36 months of data available

Build business credit

Most (but not all) business credit cards can help you improve your business credit score if you pay on time. This US bank card is one of them. US Bank reports your card activity to the credit bureaus, which use that activity to calculate your business's creditworthiness.

In most cases, US Bank does not report business card activity to the consumer credit bureaus. This allows you to separate your personal and business loans. Note that negative account activity, such as late payments or exceeding your credit limit, can be reported and can impact both your personal and business credit scores.

No foreign transaction fee

The US Bank Business Leverage® Visa Signature® Card does not charge a foreign transaction fee. Although it is not a travel credit card, it is a good choice for any type of trip as you can use it without worrying about additional costs.

SEE OTHER OPTIONS: The best credit cards for travel rewards